Wind Mitigation Inspection in Ocala, FL
Drone-documented wind mitigation inspections for homes in Ocala, The Villages and across Central Florida.
A wind mitigation inspection records the construction features that help a home stand up to hurricane-force wind. Florida insurers are required to offer premium discounts for those features, but they only give credit for what is documented. The inspection puts it on the state's standard form, the Uniform Mitigation Verification Inspection Form (OIR-B1-1802), which you send to your insurance agent.
Southland Home Inspections documents the roof using drone photography, so nothing gets missed and nobody has to walk on a fragile or steep roof to get the photos the form needs.
Call or text 352-804-1579 for a free quote, or request one online.
What a Wind Mitigation Inspection Covers
The form records seven areas of the home:
- Construction year: the year your home was built, which tells the inspector how strict the building codes were
- Roof covering: the type of covering (shingle, tile, etc.) and the age of the roof
- Roof deck: the material the covering is nailed to, the type of nails and how far apart they are
- Roof-to-wall attachment: the method used to attach the roof to the walls
- Roof geometry: the shape and slope of the roof
- Secondary water resistance: the material between the roof covering and the decking
- Opening protection: protection on openings such as windows, doors, garage doors and skylights
Why We Use a Drone
The roof makes up most of the form, and the photos have to show it clearly. A drone gives a full view of the roof covering, its shape and its condition, including on two-story homes and on tile or steep roofs where walking the surface risks damage. The attic still matters: roof deck nailing and roof-to-wall connections are documented from inside, where they can be seen.
Ocala and The Villages Homes
Homes built under the Florida Building Code, which took effect in 2002, often have the most features to document, and many homes in The Villages and newer Ocala subdivisions fall into that group. If you have replaced the roof, keep the permit and the date handy, since a newer roof installed under current code can change what the form shows.
Older homes are still worth inspecting. Clips at the roof-to-wall connection, a hip roof or shutters added later can each earn a credit, and you will not know until they are documented.
Report Within 24 Hours
All of our reports are covered by the Southland 24hr Guarantee on report turnaround time. Insurers generally accept the form for up to five years as long as nothing on the home changes, so a new roof, new windows or added shutters are good reasons to get an updated report sooner.
Frequently Asked Questions
Do I need a wind mitigation inspection in Florida?
It is usually optional. Its purpose is to get you the insurance discounts your home already earns, so ask your agent for a quote with and without one.
Is wind mitigation the same as a 4-point inspection?
No. A 4-point reports the condition of the roof, electrical, plumbing and HVAC. A wind mitigation inspection records the features that resist wind damage. Insurers often ask for both on older homes, and we offer both.
Do you inspect in The Villages?
Yes. We serve Ocala, The Villages and the surrounding areas. Call or text 352-804-1579 for a free quote.
Ready to Get Started?
Scheduling is easy. Call or text us, send a message, or book online - whatever works best for you.